:root{color-scheme:light;--ink:#191d2b;--muted:#697083;--line:rgba(39,48,78,.12);--surface:rgba(255,255,255,.84);--blue:#5269e8;--blue-dark:#3447b9;--green:#3f8c67;--background:#f7f8fc}*{box-sizing:border-box}body{margin:0;min-height:100vh;color:var(--ink);font-family:Pretendard,"Noto Sans KR",system-ui,sans-serif;background:radial-gradient(circle at 8% 4%,rgba(93,117,237,.15),transparent 30rem),radial-gradient(circle at 96% 94%,rgba(72,168,122,.13),transparent 34rem),var(--background)}a{color:inherit}.page{width:min(100% - 36px,1000px);margin:auto;padding:22px 0 36px}.site-header{display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:inline-flex;align-items:center;gap:11px;font-size:18px;font-weight:900;letter-spacing:-.035em;text-decoration:none}.brand-logo{display:block;width:60px;height:60px;object-fit:contain}.brand-mark{display:grid;width:42px;height:42px;place-items:center;border-radius:14px;color:#fff;font-size:15px;background:linear-gradient(145deg,#7185f4,var(--blue));box-shadow:0 9px 22px rgba(63,82,190,.24)}.header-home{padding:9px 13px;border:1px solid var(--line);border-radius:999px;color:var(--blue-dark);font-size:13px;font-weight:800;text-decoration:none;background:#ffffffa8}.calculator-head{margin:44px 0 20px}.eyebrow{color:var(--blue);font-size:12px;font-weight:900;letter-spacing:.12em}.calculator-head h1{margin:8px 0 7px;font-size:clamp(30px,5vw,44px);letter-spacing:-.055em}.calculator-head p{margin:0;color:var(--muted);line-height:1.7}.calculator-nav{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:20px 0 26px}.calculator-nav a{display:flex;align-items:center;gap:10px;min-height:68px;padding:13px 15px;border:1px solid var(--line);border-radius:17px;text-decoration:none;background:#ffffffb8;box-shadow:0 8px 22px rgba(50,62,103,.06)}.calculator-nav a[aria-current=page]{border-color:rgba(82,105,232,.5);color:var(--blue-dark);background:#eef1ff;box-shadow:0 9px 24px rgba(82,105,232,.15)}.nav-icon{font-size:23px}.nav-copy{display:grid;gap:2px}.nav-copy strong{font-size:14px}.nav-copy small{color:var(--muted);font-size:10px;line-height:1.3}.calculator-shell{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:18px;align-items:start}.panel{padding:24px;border:1px solid var(--line);border-radius:24px;background:var(--surface);box-shadow:0 16px 45px rgba(43,52,91,.08);backdrop-filter:blur(12px)}.panel h2{margin:0 0 18px;font-size:20px;letter-spacing:-.035em}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.field{display:grid;gap:7px}.field.wide{grid-column:1/-1}.field label,.field legend{font-size:13px;font-weight:800}.field input,.field select{width:100%;height:48px;padding:0 13px;border:1px solid rgba(39,48,78,.18);border-radius:13px;color:var(--ink);font:700 16px inherit;background:#fff;outline:none}.field input:focus,.field select:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(82,105,232,.12)}.input-wrap{position:relative}.input-wrap input{padding-right:42px}.input-unit{position:absolute;right:13px;top:50%;translate:0 -50%;color:var(--muted);font-size:12px;font-weight:800}.segmented{display:grid;grid-template-columns:repeat(2,1fr);gap:7px}.segmented label{position:relative}.segmented input{position:absolute;opacity:0;pointer-events:none}.segmented span{display:grid;height:44px;place-items:center;border:1px solid var(--line);border-radius:12px;background:#fff;font-size:13px}.segmented input:checked+span{border-color:var(--blue);color:var(--blue-dark);background:#eef1ff}.calculate-button{width:100%;height:52px;margin-top:20px;border:0;border-radius:14px;color:#fff;font:900 16px inherit;background:linear-gradient(135deg,var(--blue),var(--blue-dark));box-shadow:0 10px 22px rgba(52,71,185,.24);cursor:pointer}.result-hero{padding:19px;border-radius:18px;color:#fff;background:linear-gradient(135deg,#5269e8,#3649b7)}.result-hero span{font-size:13px;opacity:.82}.result-hero strong{display:block;margin-top:5px;font-size:clamp(27px,5vw,38px);letter-spacing:-.045em}.summary-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:12px}.summary-card{padding:14px;border:1px solid var(--line);border-radius:15px;background:#fff}.summary-card span{display:block;color:var(--muted);font-size:11px}.summary-card strong{display:block;margin-top:4px;font-size:17px}.notice{margin:16px 0 0;padding:12px 14px;border-radius:13px;color:#656c7f;font-size:11px;line-height:1.6;background:#f2f3f7}.schedule-wrap{grid-column:1/-1;margin-top:18px}.chart{display:flex;align-items:end;gap:3px;height:120px;padding:15px 8px 4px;border-bottom:1px solid var(--line);overflow:hidden}.chart-bar{flex:1;min-width:2px;border-radius:3px 3px 0 0;background:linear-gradient(#7286ef,#5269e8);opacity:.85}.table-scroll{max-height:430px;margin-top:14px;overflow:auto;border:1px solid var(--line);border-radius:15px;background:#fff}.schedule-table{width:100%;border-collapse:collapse;font-size:12px;white-space:nowrap}.schedule-table th,.schedule-table td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:right}.schedule-table th{position:sticky;top:0;background:#f4f5fa}.schedule-table th:first-child,.schedule-table td:first-child{text-align:center}.adfit-shell[hidden]{display:none}.adfit-shell{display:none;width:min(100%,380px);min-height:132px;place-items:center;gap:7px;margin:34px auto 0;padding:10px 30px 16px;overflow:hidden;border:1px solid var(--line);border-radius:16px;background:#ffffffb8}.adfit-label{color:#8b92a2;font-size:9px;font-weight:800}.site-footer{display:flex;justify-content:space-between;gap:24px;margin-top:48px;padding-top:24px;border-top:1px solid var(--line);color:var(--muted);font-size:12px}.footer-links{display:flex;flex-wrap:wrap;gap:12px}.footer-links a{text-decoration:none}@media(max-width:760px){.page{width:min(100% - 24px,1000px);padding-top:14px}.calculator-head{margin-top:32px}.calculator-nav{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:5px}.calculator-nav a{flex:0 0 178px;min-height:62px;scroll-snap-align:start}.calculator-shell{grid-template-columns:1fr}.panel{padding:19px;border-radius:20px}.field-grid{grid-template-columns:1fr}.field.wide{grid-column:auto}.schedule-wrap{grid-column:auto}.adfit-shell{display:grid}.site-footer{flex-direction:column}.summary-card strong{font-size:15px}}@media(max-width:380px){.summary-grid{grid-template-columns:1fr}}
.disclaimer{margin-top:12px;border-top:1px solid var(--line);padding-top:12px}.disclaimer summary{display:inline-flex;align-items:center;gap:5px;padding:7px 10px;border:1px solid var(--line);border-radius:999px;color:var(--muted);font-size:11px;font-weight:800;background:#fff;cursor:pointer;list-style:none}.disclaimer summary::-webkit-details-marker{display:none}.disclaimer summary::after{content:"＋"}.disclaimer[open] summary::after{content:"−"}.disclaimer-content{margin-top:10px;padding:13px 14px;border-radius:13px;color:#656c7f;font-size:11px;line-height:1.65;background:#f7f8fb}.disclaimer-content p{margin:0}.disclaimer-content p+p{margin-top:7px}.disclaimer-content a{color:var(--blue-dark);font-weight:750}
.calculator-nav-groups{display:grid;grid-template-columns:3fr 2fr 1fr;gap:10px;margin:20px 0 26px}.calculator-nav-group{min-width:0}.calculator-nav-label{display:block;margin:0 0 7px 5px;color:var(--muted);font-size:10px;font-weight:900;letter-spacing:.08em}.calculator-nav-group .calculator-nav{display:grid;grid-template-columns:repeat(var(--nav-count),minmax(0,1fr));gap:7px;margin:0}.calculator-nav-group .calculator-nav a{min-height:64px;padding:10px}.calculator-nav-group .nav-copy small{display:none}.calculation-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;margin:14px 0}.flow-step{padding:10px 7px;border-radius:12px;text-align:center;background:#f2f4fb}.flow-step span{display:block;color:var(--muted);font-size:9px}.flow-step strong{display:block;margin-top:3px;font-size:12px}.compare-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:12px}.compare-card{padding:16px;border:1px solid var(--line);border-radius:16px;background:#fff}.compare-card span{color:var(--muted);font-size:11px}.compare-card strong{display:block;margin-top:5px;font-size:20px}.formula-box{margin-top:12px;padding:13px;border-radius:13px;color:var(--muted);font-size:11px;line-height:1.6;background:#f7f8fb}
@media(max-width:760px){.calculator-nav-groups{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:5px}.calculator-nav-group{flex:0 0 auto;scroll-snap-align:start}.calculator-nav-group .calculator-nav{display:flex}.calculator-nav-group .calculator-nav a{flex:0 0 142px}.calculation-flow{grid-template-columns:repeat(2,1fr)}.compare-grid{grid-template-columns:1fr}}
.calculator-nav-groups{width:100%;max-width:100%}@media(max-width:760px){.calculator-nav-groups{overflow-x:auto;overflow-y:hidden;contain:inline-size}}
html,body{max-width:100%;overflow-x:hidden}
@media(max-width:760px){
  .calculator-shell{grid-template-columns:minmax(0,1fr);min-width:0;width:100%}
  .calculator-shell>.panel{min-width:0;max-width:100%;width:100%}
  .schedule-wrap,.table-scroll,.chart{min-width:0;max-width:100%}
  .field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 9px}
  .field.wide{grid-column:1/-1}
  .field input,.field select{min-width:0;padding-left:10px;padding-right:10px;font-size:14px}
  .input-wrap{min-width:0}
  .input-wrap input{padding-right:32px}
  .input-unit{right:9px}
  .calculator-nav-groups{display:grid;grid-template-columns:1fr;gap:8px;margin:16px 0 22px;overflow:visible;contain:none}
  .calculator-nav-group{width:100%}
  .calculator-nav-label{margin:0 0 5px 3px;font-size:9px}
  .calculator-nav-group .calculator-nav{display:grid;grid-template-columns:repeat(var(--nav-count),minmax(0,1fr));gap:5px;padding:0;overflow:visible}
  .calculator-nav-group .calculator-nav a{min-width:0;min-height:46px;padding:6px 7px;gap:5px;border-radius:12px;box-shadow:0 4px 12px rgba(50,62,103,.05)}
  .calculator-nav-group .nav-icon{font-size:17px}
  .calculator-nav-group .nav-copy strong{font-size:11px;white-space:nowrap}
  .calculator-shell>.adfit-shell{grid-column:1/-1;margin:0 auto}
  .table-scroll{max-width:100%}
}
body[data-calculator="loan"] .chart{display:block;height:220px;padding:0;border-bottom:0;background:linear-gradient(180deg,rgba(82,105,232,.035),transparent);overflow:hidden}.repayment-chart-svg{display:block;width:100%;height:100%}.chart-axis{stroke:rgba(39,48,78,.18);stroke-width:1}.chart-grid{stroke:rgba(39,48,78,.09);stroke-width:1;stroke-dasharray:5 5}.chart-principal{fill:#5269e8}.chart-interest{fill:#f29b52}.chart-payment{fill:none;stroke:#279b73;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}.chart-balance{fill:none;stroke:#8b5cf6;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}.chart-label{fill:#7a8192;font-size:10px;font-weight:700}.chart-legend{display:flex;flex-wrap:wrap;gap:7px 14px;margin:-5px 0 10px;color:var(--muted);font-size:11px;font-weight:800}.chart-legend span{display:inline-flex;align-items:center;gap:5px}.chart-legend span::before,.schedule-table th[class*="key-"]::before{content:"";display:inline-block;width:8px;height:8px;margin-right:5px;border-radius:2px;background:var(--key-color);vertical-align:middle}.legend-principal,.key-principal{--key-color:#5269e8}.legend-interest,.key-interest{--key-color:#f29b52}.legend-payment,.key-payment{--key-color:#279b73}.legend-balance,.key-balance{--key-color:#8b5cf6}.legend-payment::before,.legend-balance::before{height:3px!important;border-radius:999px!important}
@media(max-width:760px){input:not([type="checkbox"]):not([type="radio"]):not([type="range"]),textarea,select{font-size:16px!important}}

@media(max-width:760px){.brand-logo{width:50px;height:50px}}
.adfit-shell{width:100%;min-height:118px;grid-template-rows:10px 100px;gap:6px;padding:1px 0;border:0;border-radius:0;background:transparent}.adfit-shell[data-adfit-fluid] .kakao_ad_area{width:100%!important;max-width:100%}@media(max-width:760px){.adfit-shell{position:relative;left:50%;width:max(320px,calc(100vw - 16px));margin-left:0;transform:translateX(-50%)}}
.brand-copy{display:grid;gap:2px}.brand-copy strong{font-size:16px;line-height:1.05}.brand-copy small{color:var(--muted);font-size:9px;font-weight:850;letter-spacing:.08em;line-height:1;text-transform:uppercase}
.calculator-guide{display:grid;gap:22px;margin-top:34px;padding:clamp(22px,4vw,36px);border:1px solid var(--line);border-radius:26px;background:rgba(255,255,255,.88);box-shadow:0 16px 45px rgba(43,52,91,.07)}
.guide-head{max-width:760px}.guide-head h2{margin:8px 0 9px;font-size:clamp(24px,4vw,32px);letter-spacing:-.045em}
.guide-head p,.guide-card p,.faq-item p,.source-section p,.source-list{color:var(--muted);line-height:1.75}.guide-head p,.guide-card p,.faq-item p,.source-section p{margin:0}
.guide-grid,.faq-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.guide-card,.faq-item,.source-section{padding:20px;border:1px solid var(--line);border-radius:18px;background:#fff}
.guide-card h3,.faq-section>h3,.source-section h3{margin:0 0 12px;font-size:18px;letter-spacing:-.03em}
.formula-line,.example-result{margin-top:14px!important;padding:13px 14px;border-radius:12px;color:var(--blue-dark)!important;font-weight:850;line-height:1.65;background:#eef1ff}
.guide-card ul,.guide-card ol,.source-list{margin:14px 0 0;padding-left:20px}.guide-card li,.source-list li{margin-top:7px;line-height:1.65}
.faq-item h4{margin:0 0 8px;font-size:15px;letter-spacing:-.025em}.source-section a{color:var(--blue-dark);font-weight:750;text-underline-offset:3px}.source-note{margin-top:12px!important;font-size:12px}
.assumption-section{display:grid;gap:14px}.assumption-section>h3{margin-bottom:0}.assumption-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.assumption-card{padding:16px;border:1px solid var(--line);border-radius:14px;background:#f8f9ff}.assumption-card h4{margin:0 0 9px;font-size:15px;letter-spacing:-.025em}.assumption-card ul{margin:0;padding-left:19px;color:var(--muted)}.assumption-card li{margin-top:6px;line-height:1.6}.scenario-table{width:100%;border-collapse:collapse;color:var(--muted);font-size:14px}.scenario-table th,.scenario-table td{padding:10px 8px;border-bottom:1px solid var(--line);text-align:right}.scenario-table th:first-child,.scenario-table td:first-child{text-align:left}.scenario-table th{color:var(--text);font-weight:850}.scenario-table caption{padding-bottom:9px;color:var(--muted);font-size:13px;text-align:left}
@media(max-width:760px){.calculator-guide{margin-top:24px;padding:19px;border-radius:20px}.guide-grid,.faq-list,.assumption-grid{grid-template-columns:1fr}.scenario-table{font-size:12px}.scenario-table th,.scenario-table td{padding:9px 5px}}
.header-links{display:flex;align-items:center;gap:8px}
@media(max-width:760px){
  .calculator-head{margin:17px 0 12px}
  .calculator-head h1{font-size:29px;line-height:1.15}
  .calculator-head p{font-size:13px;line-height:1.45}
  .calculator-nav{gap:7px;margin:12px 0 16px}
  .calculator-nav a{flex-basis:132px;min-height:49px;padding:7px 9px;gap:6px}
  .calculator-nav .nav-icon{font-size:18px}
  .calculator-nav .nav-copy strong{font-size:12px}
  .calculator-nav .nav-copy small{display:none}
  .panel{padding:16px}
  .site-header .header-home{padding:7px 9px;font-size:11px}
}